Financing

Finance your pergola project

Spread the cost with a personal loan from HFS Financial. No equity needed, and checking your rate will not affect your credit score.

  • No impact on credit to inquire
  • 100% personal loans
  • Low fixed rates
Inquire NowOr speak to a pergola expert +1 (949) 805-2233

HFS runs a soft credit check to show your full options — no impact to your credit.

Financing provided by HFS Financial — Home Improvement Loans
$450,000Maximum loan amount available
30 yearsLongest term, against 10–12 typical
7–10 daysAverage turnaround to funding
No feesNo dealer fees, no prepayment penalty

Financing through HFS Financial

Rinova Pergola partners with HFS Financial for project financing. HFS is the lender — we do not originate, service or set the terms of any loan.

These are personal loans, so no equity is needed and funds are paid 100% direct to you. HFS reports more than 4,000 five-star reviews for its service. Funds arrive in full, so you pay Rinova as a cash customer.

Check your rate — no impact to your credit score.

  • Fixed rate range7.56% – 14.99%
  • Credit checkSoft — no score impact
  • Funding availableUp to 120% of project
  • Funds paid toYou, in full, upfront
  • Eligible projectsAny home improvement

How it works

  1. Inquire

    Send your details straight to HFS using the link.

  2. Pre-approval

    Returned instantly, from a soft credit check.

  3. Finalise

    A dedicated consultant and processor complete the loan with you.

  4. Funds arrive

    Paid to you in full, so you pay Rinova as a cash customer.

Before you apply

  • You must own the property, with an existing home on a fixed foundation.
  • The project cannot be for income-generating purposes.
  • Loans are subject to credit approval; rates and terms are set by HFS.

Check your rate in minutes

A soft credit check shows your full options with no impact to your credit score.

Inquire Now

Rinova Pergola is not a lender and does not provide financial advice. All loans are provided by HFS Financial, subject to credit approval and their terms. Rates, terms and program details are set by HFS and are subject to change without notice at any time.